Is a handshake deal legal for home improvement work in Maryland?

Work it through

You're the contractor. Pick what you'd do, then see how each choice plays out.

Sarah Mitchell

First-time homeowner who wants a kitchen renovation

Listen

1. AExplain that Maryland law requires a written contract for home improvement work, and walk her through what it must include
   Correct

   Maryland Business Regulation §8-501 requires a written contract for all home improvement work. The contract must include: your name, address, and MHIC number; a description of work; total price or method of calculating price; estimated start and completion dates; and the consumer's right to cancel. Skipping the contract is a violation that can result in license suspension.

2. BAgree to the handshake deal — she seems trustworthy and you don't want to lose the job
   Wrong

   Operating without a written contract is a serious violation of Maryland Business Regulation §8-501. Even if the client suggests it, YOU are responsible for ensuring a proper contract exists. If a dispute arises later, you have zero legal protection and the MHIC will side with the homeowner.

3. CSend her a quick text message summarizing the work and price — that counts as written, right?
   Wrong

   A text message does not satisfy the written contract requirements under Maryland law. The contract must contain specific elements including MHIC license number, description of work, total price, start/completion dates, notice of cancellation rights, and both parties' signatures. A proper contract protects both you and the homeowner.