What must a Maryland home improvement contract include?

Work it through

You're the contractor. Pick what you'd do, then see how each choice plays out.

Sarah Mitchell

First-time homeowner who wants a kitchen renovation

Listen

1. AYour name, MHIC number, work description, total price, start/completion dates, notice of consumer's right to cancel, and a statement about the Guaranty Fund
   Correct

   A complete MHIC contract must include: (1) contractor's name, address, and MHIC number; (2) description of work and materials; (3) total price or calculation method; (4) estimated start and completion dates; (5) notice of consumer's right to cancel within 3 business days for door-to-door sales; (6) notice about the MHIC Guaranty Fund. This protects both parties.

2. BJust the work description and price — keep it simple so she's not overwhelmed
   Incomplete

   A contract with only a description and price is missing legally required elements. The MHIC requires your license number, start/completion dates, cancellation rights notice, and Guaranty Fund notice at minimum. An incomplete contract is treated as a violation and offers you no protection in a dispute.

3. CEverything you can think of — name, license, work, price, dates, warranty, change order process, payment schedule, and cancellation rights
   Excellent

   You've exceeded the minimum requirements. Including warranty terms, change order procedures, and a payment schedule demonstrates professionalism and prevents disputes. Under COMAR 09.08.01.26, contracts must also include the required notice about the MHIC. Going above minimum compliance is smart business.