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Can a homeowner do their own electrical work on your job?

Short answer. Not safely. Electrical work requires a licensed master electrician or a journeyman under one, and unlicensed work under your contract and permit puts your inspection, your liability, and the homeowner's insurance coverage at risk.

Work it through

You're the contractor. Pick what you'd do, then see how each choice plays out.

Sarah Mitchell

First-time homeowner who wants a kitchen renovation

Sarah mentions she wants to save money by doing her own electrical work in the kitchen — just moving a few outlets, adding undercabinet wiring.

"My uncle was an electrician. He showed me how. It's not that hard."

  1. Correct

    Electrical work in Maryland requires a licensed master electrician or licensed journeyman working under one. A homeowner doing their own electrical on a permitted project creates inspection problems — the inspector will check the electrician's license. If the work is under your contract and your permit, unlicensed electrical work by the homeowner jeopardizes YOUR inspection and YOUR liability. Additionally, insurance won't cover fires from unlicensed electrical work.

  2. Risky

    While homeowners CAN obtain electrical permits for their own primary residence in some jurisdictions, this work is under YOUR contract and YOUR project permit. If Sarah's DIY electrical fails inspection, your entire project is held up. If it causes a fire, your general liability exposure is enormous. As prime contractor, the safest answer is always: hire licensed trades.

All 14 subcontractors, liens & workers questions

  1. Must you pay subcontractors when the homeowner pays late?
  2. What happens when an unpaid subcontractor files a mechanics lien?
  3. Can a subcontractor put a lien on a house the owner paid in full?
  4. Should a homeowner pay your subcontractor directly?
  5. What if your electrician's license expired mid-job?
  6. Can you hire a plumber who is still getting licensed?
  7. Can a homeowner do their own electrical work on your job?
  8. Who coordinates subcontractors working in the same space?
  9. Who is liable when a subcontractor damages the home?
  10. How do you handle a subcontractor who stops showing up?
  11. Are your regular workers employees or 1099 contractors?
  12. What must you do when an employee is hurt on the job?
  13. What happens when an off-the-books worker is injured?
  14. What are the risks of hiring day laborers for cash?