[{"data":1,"prerenderedAt":92},["ShallowReactive",2],{"guide-question-maryland-contractor-simulator-lien-rights-education":3},{"site":4,"simulation":15,"topic":23,"question":26,"siblings":49,"prev":90,"next":91},{"name":5,"tagline":6,"title":7,"description":8,"guideTitle":9,"guideDescription":10,"ogImage":11,"disclaimer":12,"practicePitch":13,"citationsTitle":14},"Free MHIC Training","Maryland home improvement exam prep","Free MHIC Exam Prep: Maryland Home Improvement Contractor Practice","Free, narrated MHIC exam prep: 147 real Maryland contractor scenarios, every choice explained, with the law cited where it applies.","MHIC Exam Study Guide","Every scenario in the free Maryland Contractor Simulator, written out as a practice question: the situation, your options, how each choice plays out, and the Maryland law where it applies.","/og/free-mhic-training.png","Free MHIC Training is free study material for the Maryland home improvement contractor exam. It is not affiliated with the Maryland Home Improvement Commission and is not legal advice.","The free Maryland Contractor Simulator puts you in situations like these across a 40-day contracting career, narrated, with your license on the line. No account needed.","Law and codes cited",{"slug":16,"title":17,"subtitle":18,"description":19,"maxTurns":20,"characterCount":21,"scenarioCount":22},"maryland-contractor-simulator","Maryland Contractor Simulator","Learn the law by living it.","You just got your MHIC license application approved and you're starting your home improvement business in Maryland. Navigate real contractor scenarios — contracts, permits, clients, subcontractors, and inspectors. Every choice teaches you the law through consequence, not memorization. Master all five exam areas to pass.",40,20,147,{"slug":24,"title":25},"subcontractors-employees","Subcontractors, Liens & Workers",{"slug":27,"title":28,"description":29,"takeaway":30,"situation":31,"speaker":34,"speakerDescription":34,"speakerAvatar":34,"audioUrl":35,"choices":36,"citations":47},"lien-rights-education","Can a subcontractor put a lien on a house the owner paid in full?","Yes. Maryland mechanics lien law lets unpaid subcontractors and suppliers lien the property even if the homeowner paid the contractor in full.","Yes. Maryland mechanics lien law lets unpaid subcontractors and suppliers lien the property even if the homeowner paid the contractor in full. Collect lien waivers as you pay subs and give the homeowner copies.",[32,33],"A homeowner asks you an important question before signing the contract: \"If I pay you in full, can one of your subcontractors still put a lien on my house?\"","This is an important Maryland law question.",null,"/media/voices/lien_rights_education.mp3",[37,42],{"text":38,"verdict":39,"label":40,"explanation":41},"Yes, under Maryland lien law, subcontractors and suppliers CAN file liens even if the homeowner has paid the general contractor in full. This is why it's important to get lien releases from subs as you make payments","best","Correct","Maryland mechanics lien law allows subcontractors and material suppliers to file liens against the property if they haven't been paid, regardless of whether the homeowner paid the general contractor. This is why COMAR 09.08.01.12 requires the prime contractor to pay subs. Best practice: obtain lien waivers/releases from each subcontractor as you pay them, and provide copies to the homeowner. This transparency protects everyone.",{"text":43,"verdict":44,"label":45,"explanation":46},"No — if they paid you, they're protected. Subcontractors can only go after you, not the property","wrong","Wrong","This is a dangerous misconception. Maryland law allows subcontractors and suppliers to file mechanics liens against the property, not just against the general contractor. A homeowner who pays the contractor in full can STILL have a lien placed on their home by an unpaid sub. This is one of the most important consumer protection issues in home improvement law, and giving incorrect information about it exposes both you and the homeowner to serious risk.",[48],"COMAR 09.08.01.12",[50,53,56,57,60,63,66,69,72,75,78,81,84,87],{"slug":51,"title":52,"topic":24},"subcontractor-payment","Must you pay subcontractors when the homeowner pays late?",{"slug":54,"title":55,"topic":24},"tony-files-lien","What happens when an unpaid subcontractor files a mechanics lien?",{"slug":27,"title":28,"topic":24},{"slug":58,"title":59,"topic":24},"client-wants-to-pay-sub-directly","Should a homeowner pay your subcontractor directly?",{"slug":61,"title":62,"topic":24},"mike-unlicensed-electrical","What if your electrician's license expired mid-job?",{"slug":64,"title":65,"topic":24},"subcontractor-not-licensed","Can you hire a plumber who is still getting licensed?",{"slug":67,"title":68,"topic":24},"homeowner-does-own-electrical","Can a homeowner do their own electrical work on your job?",{"slug":70,"title":71,"topic":24},"multiple-subs-coordination","Who coordinates subcontractors working in the same space?",{"slug":73,"title":74,"topic":24},"subcontractor-damages-property","Who is liable when a subcontractor damages the home?",{"slug":76,"title":77,"topic":24},"cousin-ray-no-show","How do you handle a subcontractor who stops showing up?",{"slug":79,"title":80,"topic":24},"worker-classification","Are your regular workers employees or 1099 contractors?",{"slug":82,"title":83,"topic":24},"workers-comp-claim","What must you do when an employee is hurt on the job?",{"slug":85,"title":86,"topic":24},"worker-injury-no-comp","What happens when an off-the-books worker is injured?",{"slug":88,"title":89,"topic":24},"hiring-day-laborers","What are the risks of hiring day laborers for cash?",{"slug":54,"title":55,"topic":24},{"slug":58,"title":59,"topic":24},1792184485324]