[{"data":1,"prerenderedAt":90},["ShallowReactive",2],{"guide-question-maryland-contractor-simulator-hiring-day-laborers":3},{"site":4,"simulation":15,"topic":23,"question":26,"siblings":48,"prev":89,"next":34},{"name":5,"tagline":6,"title":7,"description":8,"guideTitle":9,"guideDescription":10,"ogImage":11,"disclaimer":12,"practicePitch":13,"citationsTitle":14},"Free MHIC Training","Maryland home improvement exam prep","Free MHIC Exam Prep: Maryland Home Improvement Contractor Practice","Free, narrated MHIC exam prep: 147 real Maryland contractor scenarios, every choice explained, with the law cited where it applies.","MHIC Exam Study Guide","Every scenario in the free Maryland Contractor Simulator, written out as a practice question: the situation, your options, how each choice plays out, and the Maryland law where it applies.","/og/free-mhic-training.png","Free MHIC Training is free study material for the Maryland home improvement contractor exam. It is not affiliated with the Maryland Home Improvement Commission and is not legal advice.","The free Maryland Contractor Simulator puts you in situations like these across a 40-day contracting career, narrated, with your license on the line. No account needed.","Law and codes cited",{"slug":16,"title":17,"subtitle":18,"description":19,"maxTurns":20,"characterCount":21,"scenarioCount":22},"maryland-contractor-simulator","Maryland Contractor Simulator","Learn the law by living it.","You just got your MHIC license application approved and you're starting your home improvement business in Maryland. Navigate real contractor scenarios — contracts, permits, clients, subcontractors, and inspectors. Every choice teaches you the law through consequence, not memorization. Master all five exam areas to pass.",40,20,147,{"slug":24,"title":25},"subcontractors-employees","Subcontractors, Liens & Workers",{"slug":27,"title":28,"description":29,"takeaway":30,"situation":31,"speaker":34,"speakerDescription":34,"speakerAvatar":34,"audioUrl":35,"choices":36,"citations":47},"hiring-day-laborers","What are the risks of hiring day laborers for cash?","No workers' compensation coverage, no employment verification, no tax withholding, and safety gaps.","No workers' compensation coverage, no employment verification, no tax withholding, and safety gaps. If one is injured, you are personally liable for the costs, and you risk federal penalties and your MHIC license.",[32,33],"You need extra hands for a demolition day. A guy standing outside the hardware store offers to work for $100 cash. He speaks limited English and has no ID on him.","\"I work hard. Cash. No problems.\"",null,"/media/voices/hiring_day_laborers.mp3",[37,42],{"text":38,"verdict":39,"label":40,"explanation":41},"Decline. You need workers with proper documentation, workers comp coverage, and clear communication ability for safety instructions on a demolition site","best","Correct","Hiring day laborers for cash creates multiple legal issues: no workers comp coverage (Maryland requirement), no employment verification (I-9 compliance), no tax withholding, and safety communication gaps. If this worker is injured during demolition, you're personally liable for all medical costs. If ICE investigates, you face federal penalties. Your MHIC license requires you to operate as a legitimate business.",{"text":43,"verdict":44,"label":45,"explanation":46},"Hire him for the day — it's just demolition and you need the help","wrong","Wrong","'Just demolition' involves heavy lifting, power tools, dust, sharp objects, and falling debris. Without workers comp, you're personally liable for any injury. Without employment verification, you're violating federal law. Without clear safety communication, you're increasing the risk of injury. A day laborer injury on your job site doesn't just cost money — it costs your MHIC license.",[],[49,52,55,58,61,64,67,70,73,76,79,82,85,88],{"slug":50,"title":51,"topic":24},"subcontractor-payment","Must you pay subcontractors when the homeowner pays late?",{"slug":53,"title":54,"topic":24},"tony-files-lien","What happens when an unpaid subcontractor files a mechanics lien?",{"slug":56,"title":57,"topic":24},"lien-rights-education","Can a subcontractor put a lien on a house the owner paid in full?",{"slug":59,"title":60,"topic":24},"client-wants-to-pay-sub-directly","Should a homeowner pay your subcontractor directly?",{"slug":62,"title":63,"topic":24},"mike-unlicensed-electrical","What if your electrician's license expired mid-job?",{"slug":65,"title":66,"topic":24},"subcontractor-not-licensed","Can you hire a plumber who is still getting licensed?",{"slug":68,"title":69,"topic":24},"homeowner-does-own-electrical","Can a homeowner do their own electrical work on your job?",{"slug":71,"title":72,"topic":24},"multiple-subs-coordination","Who coordinates subcontractors working in the same space?",{"slug":74,"title":75,"topic":24},"subcontractor-damages-property","Who is liable when a subcontractor damages the home?",{"slug":77,"title":78,"topic":24},"cousin-ray-no-show","How do you handle a subcontractor who stops showing up?",{"slug":80,"title":81,"topic":24},"worker-classification","Are your regular workers employees or 1099 contractors?",{"slug":83,"title":84,"topic":24},"workers-comp-claim","What must you do when an employee is hurt on the job?",{"slug":86,"title":87,"topic":24},"worker-injury-no-comp","What happens when an off-the-books worker is injured?",{"slug":27,"title":28,"topic":24},{"slug":86,"title":87,"topic":24},1792184485374]