[{"data":1,"prerenderedAt":79},["ShallowReactive",2],{"guide-question-maryland-contractor-simulator-winter-weather-damage":3},{"site":4,"simulation":15,"topic":23,"question":26,"siblings":51,"prev":77,"next":78},{"name":5,"tagline":6,"title":7,"description":8,"guideTitle":9,"guideDescription":10,"ogImage":11,"disclaimer":12,"practicePitch":13,"citationsTitle":14},"Free MHIC Training","Maryland home improvement exam prep","Free MHIC Exam Prep: Maryland Home Improvement Contractor Practice","Free, narrated MHIC exam prep: 147 real Maryland contractor scenarios, every choice explained, with the law cited where it applies.","MHIC Exam Study Guide","Every scenario in the free Maryland Contractor Simulator, written out as a practice question: the situation, your options, how each choice plays out, and the Maryland law where it applies.","/og/free-mhic-training.png","Free MHIC Training is free study material for the Maryland home improvement contractor exam. It is not affiliated with the Maryland Home Improvement Commission and is not legal advice.","The free Maryland Contractor Simulator puts you in situations like these across a 40-day contracting career, narrated, with your license on the line. No account needed.","Law and codes cited",{"slug":16,"title":17,"subtitle":18,"description":19,"maxTurns":20,"characterCount":21,"scenarioCount":22},"maryland-contractor-simulator","Maryland Contractor Simulator","Learn the law by living it.","You just got your MHIC license application approved and you're starting your home improvement business in Maryland. Navigate real contractor scenarios — contracts, permits, clients, subcontractors, and inspectors. Every choice teaches you the law through consequence, not memorization. Master all five exam areas to pass.",40,20,147,{"slug":24,"title":25},"safety-hazards","Job-Site Safety & Hazardous Materials",{"slug":27,"title":28,"description":29,"takeaway":30,"situation":31,"speaker":34,"speakerDescription":34,"speakerAvatar":34,"audioUrl":35,"choices":36,"citations":50},"winter-weather-damage","Are you liable for weather damage to an unprotected job?","Yes. Failing to protect an open job from foreseeable weather is negligence, and force majeure does not cover it.","Yes. Failing to protect an open job from foreseeable weather is negligence, and force majeure does not cover it. Take responsibility, file the claim on your liability insurance, and repair the damage.",[32,33],"You left a roofing job partially complete over a weekend. An unexpected ice storm hits Sunday night. Monday morning, you find that water has infiltrated through the unprotected opening, damaging the homeowner's attic insulation and ceiling below.","The homeowner is furious.",null,"/media/voices/winter_weather_damage.mp3",[37,42,47],{"text":38,"verdict":39,"label":40,"explanation":41},"Take full responsibility. Your crew should have weatherproofed the opening before leaving for the weekend. File a claim on your liability insurance and repair all damage at no cost to the homeowner","best","Correct","Failure to protect a work site from foreseeable weather damage is contractor negligence. You had a duty to secure the opening before leaving for the weekend. Your $50,000 general liability insurance exists for exactly this situation. Taking responsibility, filing the claim, and repairing the damage is the professional response. Trying to blame the weather for your failure to protect the site will not hold up with the MHIC.",{"text":43,"verdict":44,"label":45,"explanation":46},"Tell the homeowner it's an act of God — your contract has a force majeure clause for weather events","wrong","Wrong","Force majeure covers weather that prevents you from working, not weather damage caused by your failure to protect the site. You opened the roof, you left it open over a weekend in winter, and foreseeable weather caused damage. That's negligence, not force majeure. The homeowner will file a complaint, your insurance company will agree you're liable, and the MHIC will too.",{"text":48,"verdict":44,"label":45,"explanation":49},"Blame the weather forecast — it wasn't supposed to storm","A professional contractor never leaves an open roof unprotected, regardless of the forecast. Winter weather in Maryland is inherently unpredictable. Tarping and weatherproofing open work before leaving a job site is standard practice. 'The forecast said no storm' is not an acceptable defense for leaving someone's roof open to the elements.",[],[52,55,58,61,64,67,68,71,74],{"slug":53,"title":54,"topic":24},"safety-violation-site","When does OSHA require guardrails on scaffolding?",{"slug":56,"title":57,"topic":24},"lead-paint-discovery","What does the EPA RRP rule require when you find lead paint?",{"slug":59,"title":60,"topic":24},"asbestos-in-basement","Can you remove suspected asbestos during a renovation?",{"slug":62,"title":63,"topic":24},"mold-discovery","What should you do when demolition uncovers mold?",{"slug":65,"title":66,"topic":24},"disposal-of-materials","How must renovation debris be disposed of?",{"slug":27,"title":28,"topic":24},{"slug":69,"title":70,"topic":24},"snow-ice-liability","Are you liable when someone slips on ice at your job site?",{"slug":72,"title":73,"topic":24},"neighbor-complaint","What hours can construction start in a Maryland neighborhood?",{"slug":75,"title":76,"topic":24},"neighbor-property-damage","What should you do when your crew damages a neighbor's property?",{"slug":65,"title":66,"topic":24},{"slug":69,"title":70,"topic":24},1792184485415]