[{"data":1,"prerenderedAt":75},["ShallowReactive",2],{"guide-question-maryland-contractor-simulator-neighbor-property-damage":3},{"site":4,"simulation":15,"topic":23,"question":26,"siblings":48,"prev":74,"next":34},{"name":5,"tagline":6,"title":7,"description":8,"guideTitle":9,"guideDescription":10,"ogImage":11,"disclaimer":12,"practicePitch":13,"citationsTitle":14},"Free MHIC Training","Maryland home improvement exam prep","Free MHIC Exam Prep: Maryland Home Improvement Contractor Practice","Free, narrated MHIC exam prep: 147 real Maryland contractor scenarios, every choice explained, with the law cited where it applies.","MHIC Exam Study Guide","Every scenario in the free Maryland Contractor Simulator, written out as a practice question: the situation, your options, how each choice plays out, and the Maryland law where it applies.","/og/free-mhic-training.png","Free MHIC Training is free study material for the Maryland home improvement contractor exam. It is not affiliated with the Maryland Home Improvement Commission and is not legal advice.","The free Maryland Contractor Simulator puts you in situations like these across a 40-day contracting career, narrated, with your license on the line. No account needed.","Law and codes cited",{"slug":16,"title":17,"subtitle":18,"description":19,"maxTurns":20,"characterCount":21,"scenarioCount":22},"maryland-contractor-simulator","Maryland Contractor Simulator","Learn the law by living it.","You just got your MHIC license application approved and you're starting your home improvement business in Maryland. Navigate real contractor scenarios — contracts, permits, clients, subcontractors, and inspectors. Every choice teaches you the law through consequence, not memorization. Master all five exam areas to pass.",40,20,147,{"slug":24,"title":25},"safety-hazards","Job-Site Safety & Hazardous Materials",{"slug":27,"title":28,"description":29,"takeaway":30,"situation":31,"speaker":34,"speakerDescription":34,"speakerAvatar":34,"audioUrl":35,"choices":36,"citations":47},"neighbor-property-damage","What should you do when your crew damages a neighbor's property?","Take responsibility right away: document the damage, offer prompt repair, and run it through your liability insurance so the settlement is on record and the…","Take responsibility right away: document the damage, offer prompt repair, and run it through your liability insurance so the settlement is on record and the neighbor is fully compensated.",[32,33],"Your excavator operator accidentally clips the neighbor's fence while digging footings for a deck. The fence section is destroyed.","The neighbor is standing in their yard watching.",null,"/media/voices/neighbor_property_damage.mp3",[37,42],{"text":38,"verdict":39,"label":40,"explanation":41},"Apologize immediately, take full responsibility, document the damage with photos, and file a claim on your liability insurance. Offer to repair or replace the fence section promptly","best","Correct","Property damage to adjacent properties during construction is covered by your liability insurance. Taking immediate responsibility, documenting the damage, and offering prompt repair is professional and prevents escalation. The alternative — denying it, blaming the operator, or offering to 'deal with it later' — turns a $500 fence repair into a property damage lawsuit and MHIC complaint. Own it, fix it, move on.",{"text":43,"verdict":44,"label":45,"explanation":46},"Offer the neighbor $200 cash to handle it themselves and avoid an insurance claim","partial","Risky","If the neighbor accepts $200, great. If the fence costs more, or if the neighbor later decides $200 wasn't enough, you have no documentation of the settlement. A handshake deal over property damage can become a he-said/she-said dispute. Better to go through insurance — that's what it's for. The claim process creates documentation and ensures the neighbor is fully compensated.",[],[49,52,55,58,61,64,67,70,73],{"slug":50,"title":51,"topic":24},"safety-violation-site","When does OSHA require guardrails on scaffolding?",{"slug":53,"title":54,"topic":24},"lead-paint-discovery","What does the EPA RRP rule require when you find lead paint?",{"slug":56,"title":57,"topic":24},"asbestos-in-basement","Can you remove suspected asbestos during a renovation?",{"slug":59,"title":60,"topic":24},"mold-discovery","What should you do when demolition uncovers mold?",{"slug":62,"title":63,"topic":24},"disposal-of-materials","How must renovation debris be disposed of?",{"slug":65,"title":66,"topic":24},"winter-weather-damage","Are you liable for weather damage to an unprotected job?",{"slug":68,"title":69,"topic":24},"snow-ice-liability","Are you liable when someone slips on ice at your job site?",{"slug":71,"title":72,"topic":24},"neighbor-complaint","What hours can construction start in a Maryland neighborhood?",{"slug":27,"title":28,"topic":24},{"slug":71,"title":72,"topic":24},1792184485429]