[{"data":1,"prerenderedAt":95},["ShallowReactive",2],{"guide-question-maryland-contractor-simulator-veteran-accessibility":3},{"site":4,"simulation":15,"topic":23,"question":26,"siblings":55,"prev":93,"next":94},{"name":5,"tagline":6,"title":7,"description":8,"guideTitle":9,"guideDescription":10,"ogImage":11,"disclaimer":12,"practicePitch":13,"citationsTitle":14},"Free MHIC Training","Maryland home improvement exam prep","Free MHIC Exam Prep: Maryland Home Improvement Contractor Practice","Free, narrated MHIC exam prep: 147 real Maryland contractor scenarios, every choice explained, with the law cited where it applies.","MHIC Exam Study Guide","Every scenario in the free Maryland Contractor Simulator, written out as a practice question: the situation, your options, how each choice plays out, and the Maryland law where it applies.","/og/free-mhic-training.png","Free MHIC Training is free study material for the Maryland home improvement contractor exam. It is not affiliated with the Maryland Home Improvement Commission and is not legal advice.","The free Maryland Contractor Simulator puts you in situations like these across a 40-day contracting career, narrated, with your license on the line. No account needed.","Law and codes cited",{"slug":16,"title":17,"subtitle":18,"description":19,"maxTurns":20,"characterCount":21,"scenarioCount":22},"maryland-contractor-simulator","Maryland Contractor Simulator","Learn the law by living it.","You just got your MHIC license application approved and you're starting your home improvement business in Maryland. Navigate real contractor scenarios — contracts, permits, clients, subcontractors, and inspectors. Every choice teaches you the law through consequence, not memorization. Master all five exam areas to pass.",40,20,147,{"slug":24,"title":25},"running-your-business","Running a Compliant Business",{"slug":27,"title":28,"description":29,"takeaway":30,"situation":31,"speaker":34,"speakerDescription":35,"speakerAvatar":36,"audioUrl":37,"choices":38,"citations":54},"veteran-accessibility","What grants help disabled veterans pay for home modifications?","The VA's Specially Adapted Housing (SAH) and Special Home Adaptation (SHA) grants can cover significant home modification costs for eligible disabled…","The VA's Specially Adapted Housing (SAH) and Special Home Adaptation (SHA) grants can cover significant home modification costs for eligible disabled veterans. Many veterans do not know they exist.",[32,33],"Jim Henderson needs accessibility modifications — a wheelchair ramp, grab bars in the bathroom, wider doorway to the bedroom. He's on a fixed VA disability income and doesn't know about available grants.","\"I saved up $3,000. Is that enough to get started? I just need to be able to get into my own bathroom.\"","James 'Jim' Henderson","A disabled veteran on a fixed income who needs accessibility modifications — ramps, grab bars, wider doorways. Eligible for VA grants but doesn't know the process. Proud and doesn't ask for help easily.","/media/characters/veteran_homeowner.png","/media/voices/veteran_accessibility.mp3",[39,44,49],{"text":40,"verdict":41,"label":42,"explanation":43},"Discuss the VA SAH (Specially Adapted Housing) and SHA (Special Housing Adaptation) grants that cover accessibility modifications. Help him navigate the application. Do the grab bars now for $3,000 and plan the ramp and doorway work when funding comes through","best","Excellent","VA grants can cover significant home modification costs for disabled veterans. The Specially Adapted Housing (SAH) and Special Home Adaptation (SHA) grants each have a cap the VA raises every fiscal year, so check va.gov for the current limits. Many veterans don't know these exist. Helping Jim access this funding while doing the immediate work he can afford is both ethical and good business — the grant-funded work will come to you as the trusted contractor. This is how you build a practice that serves the community.",{"text":45,"verdict":46,"label":47,"explanation":48},"Do all the work for $3,000 — absorb the loss as a good deed for a veteran","partial","Noble but unsustainable","Your heart is in the right place, but doing $8,000+ of work for $3,000 hurts your business. Jim also doesn't want charity — he's proud. The better service is helping him access the VA grants he's earned through his service. A proper contract at fair pricing, funded by grants he's entitled to, respects both his dignity and your business. Charity isn't a business model.",{"text":50,"verdict":51,"label":52,"explanation":53},"Tell him $3,000 won't cover what he needs — he should save more and call you when he's ready","wrong","Missed opportunity","A disabled veteran on fixed income asking for help getting into his own bathroom shouldn't be told to 'save more.' He may not know about VA grants that could fund the entire project. At minimum, point him toward VA resources. Grab bars and a bathroom threshold modification CAN be done for $3,000. The ramp is additional. Phase it, help with funding, and do right by someone who served.",[],[56,59,62,65,68,71,74,77,80,81,84,87,90],{"slug":57,"title":58,"topic":24},"record-keeping","What records should a Maryland contractor keep?",{"slug":60,"title":61,"topic":24},"concurrent-projects-limit","How many projects can you take on before quality suffers?",{"slug":63,"title":64,"topic":24},"flipper-fast-and-cheap","How do you estimate honestly for a flipper on a tight budget?",{"slug":66,"title":67,"topic":24},"flipper-negotiation","Should you match a lowball bid to win a job?",{"slug":69,"title":70,"topic":24},"flipper-corner-cutting","Who is liable when a client tells your crew to cut corners?",{"slug":72,"title":73,"topic":24},"diy-sticker-shock","How do you handle a client's sticker shock?",{"slug":75,"title":76,"topic":24},"diy-comes-back","How should you structure a payment plan for a returning client?",{"slug":78,"title":79,"topic":24},"attorney-project-management","Are weekly progress reports worth the effort?",{"slug":27,"title":28,"topic":24},{"slug":82,"title":83,"topic":24},"contractor-mental-health","How does contractor burnout lead to MHIC complaints?",{"slug":85,"title":86,"topic":24},"final-exam-prep","What is the most important thing to know for the MHIC exam?",{"slug":88,"title":89,"topic":24},"the-right-way-summary","What one habit keeps contractors out of trouble with the MHIC?",{"slug":91,"title":92,"topic":24},"graduation-scenario","What advice would you give a newly licensed Maryland contractor?",{"slug":78,"title":79,"topic":24},{"slug":82,"title":83,"topic":24},1792184485549]