[{"data":1,"prerenderedAt":81},["ShallowReactive",2],{"guide-question-maryland-contractor-simulator-license-renewal-process":3},{"site":4,"simulation":15,"topic":23,"question":26,"siblings":50,"prev":79,"next":80},{"name":5,"tagline":6,"title":7,"description":8,"guideTitle":9,"guideDescription":10,"ogImage":11,"disclaimer":12,"practicePitch":13,"citationsTitle":14},"Free MHIC Training","Maryland home improvement exam prep","Free MHIC Exam Prep: Maryland Home Improvement Contractor Practice","Free, narrated MHIC exam prep: 147 real Maryland contractor scenarios, every choice explained, with the law cited where it applies.","MHIC Exam Study Guide","Every scenario in the free Maryland Contractor Simulator, written out as a practice question: the situation, your options, how each choice plays out, and the Maryland law where it applies.","/og/free-mhic-training.png","Free MHIC Training is free study material for the Maryland home improvement contractor exam. It is not affiliated with the Maryland Home Improvement Commission and is not legal advice.","The free Maryland Contractor Simulator puts you in situations like these across a 40-day contracting career, narrated, with your license on the line. No account needed.","Law and codes cited",{"slug":16,"title":17,"subtitle":18,"description":19,"maxTurns":20,"characterCount":21,"scenarioCount":22},"maryland-contractor-simulator","Maryland Contractor Simulator","Learn the law by living it.","You just got your MHIC license application approved and you're starting your home improvement business in Maryland. Navigate real contractor scenarios — contracts, permits, clients, subcontractors, and inspectors. Every choice teaches you the law through consequence, not memorization. Master all five exam areas to pass.",40,20,147,{"slug":24,"title":25},"licensing","MHIC Licensing & Renewal",{"slug":27,"title":28,"description":29,"takeaway":30,"situation":31,"speaker":33,"speakerDescription":33,"speakerAvatar":33,"audioUrl":34,"choices":35,"citations":46},"license-renewal-process","What does the MHIC require to renew a contractor license?","Every two years: (1) proof of at least $50,000 in general liability insurance; (2) proof of $20,000 in financial solvency; (3) a current credit report; (4)…","Every two years: (1) proof of at least $50,000 in general liability insurance; (2) proof of $20,000 in financial solvency; (3) a current credit report; (4) a Guaranty Fund contribution; (5) reporting any change to your business name, address, or structure.",[32],"Your license is up for renewal. You need to gather documentation. What does the MHIC require for renewal?",null,"/media/voices/license_renewal_process.mp3",[36,41],{"text":37,"verdict":38,"label":39,"explanation":40},"Current liability insurance certificate ($50,000 minimum), financial solvency proof ($20,000), credit report, Guaranty Fund contribution, and notification of any changes to business information","best","Correct","License renewal under COMAR 09.08.01.18 requires: (1) proof of current general liability insurance of at least $50,000; (2) proof of financial solvency of at least $20,000; (3) current credit report (COMAR 09.08.01.19); (4) Guaranty Fund contribution; (5) any changes to business address, name, or structure must be reported (COMAR 09.08.01.11). Licenses expire every 2 years. Don't wait until the last minute.",{"text":42,"verdict":43,"label":44,"explanation":45},"Just pay the renewal fee and update your insurance certificate","wrong","Incomplete","The renewal fee and insurance are necessary but not sufficient. You also need to demonstrate financial solvency, provide a current credit report, make your Guaranty Fund contribution, and report any changes to your business information. Submitting an incomplete renewal application delays processing and may result in a lapse.",[47,48,49],"COMAR 09.08.01.18","COMAR 09.08.01.19","COMAR 09.08.01.11",[51,54,57,60,61,64,67,70,73,76],{"slug":52,"title":53,"topic":24},"first-day-as-contractor","What should a new MHIC contractor do before the first job?",{"slug":55,"title":56,"topic":24},"insurance-lapse","What happens if your contractor liability insurance lapses in Maryland?",{"slug":58,"title":59,"topic":24},"financial-solvency-check","How do you meet the MHIC financial solvency requirement at renewal?",{"slug":27,"title":28,"topic":24},{"slug":62,"title":63,"topic":24},"corporate-license-question","Do you need to update your MHIC license when you form an LLC?",{"slug":65,"title":66,"topic":24},"address-change","Do you have to tell the MHIC when your business address changes?",{"slug":68,"title":69,"topic":24},"mhic-website-verification","What if the MHIC lookup shows your old business name?",{"slug":71,"title":72,"topic":24},"credit-report-surprise","Why does the MHIC review your credit report?",{"slug":74,"title":75,"topic":24},"outstanding-obligations","Can unpaid supplier bills put your MHIC license at risk?",{"slug":77,"title":78,"topic":24},"annual-license-audit","How should a contractor respond to an MHIC compliance audit?",{"slug":58,"title":59,"topic":24},{"slug":62,"title":63,"topic":24},1792184484118]