[{"data":1,"prerenderedAt":80},["ShallowReactive",2],{"guide-question-maryland-contractor-simulator-homeowner-cancellation-rights":3},{"site":4,"simulation":15,"topic":23,"question":26,"siblings":52,"prev":78,"next":79},{"name":5,"tagline":6,"title":7,"description":8,"guideTitle":9,"guideDescription":10,"ogImage":11,"disclaimer":12,"practicePitch":13,"citationsTitle":14},"Free MHIC Training","Maryland home improvement exam prep","Free MHIC Exam Prep: Maryland Home Improvement Contractor Practice","Free, narrated MHIC exam prep: 147 real Maryland contractor scenarios, every choice explained, with the law cited where it applies.","MHIC Exam Study Guide","Every scenario in the free Maryland Contractor Simulator, written out as a practice question: the situation, your options, how each choice plays out, and the Maryland law where it applies.","/og/free-mhic-training.png","Free MHIC Training is free study material for the Maryland home improvement contractor exam. It is not affiliated with the Maryland Home Improvement Commission and is not legal advice.","The free Maryland Contractor Simulator puts you in situations like these across a 40-day contracting career, narrated, with your license on the line. No account needed.","Law and codes cited",{"slug":16,"title":17,"subtitle":18,"description":19,"maxTurns":20,"characterCount":21,"scenarioCount":22},"maryland-contractor-simulator","Maryland Contractor Simulator","Learn the law by living it.","You just got your MHIC license application approved and you're starting your home improvement business in Maryland. Navigate real contractor scenarios — contracts, permits, clients, subcontractors, and inspectors. Every choice teaches you the law through consequence, not memorization. Master all five exam areas to pass.",40,20,147,{"slug":24,"title":25},"consumer-protection","Cancellation Rights & Consumer Protection",{"slug":27,"title":28,"description":29,"takeaway":30,"situation":31,"speaker":34,"speakerDescription":34,"speakerAvatar":34,"audioUrl":35,"choices":36,"citations":51},"homeowner-cancellation-rights","Does every homeowner have a 3-day right to cancel?","No. The 3-business-day right to cancel applies to contracts from unsolicited door-to-door sales.","No. The 3-business-day right to cancel applies to contracts from unsolicited door-to-door sales. A contract the homeowner initiated and signed at your office has no automatic cancellation period, unless your contract provides one.",[32,33],"Three days after signing a $12,000 contract at your office, the homeowner calls and says she wants to cancel. She hasn't given a reason.","\"I just changed my mind. I want out.\"",null,"/media/voices/homeowner_cancellation_rights.mp3",[37,42,47],{"text":38,"verdict":39,"label":40,"explanation":41},"The 3-day cancellation right applies to door-to-door sales, not contracts signed at your office. She's bound by the contract terms, but offer to discuss her concerns before pulling the legal card","best","Correct","The 3-business-day right to cancel under the Door-to-Door Sales Act only applies to contracts initiated through unsolicited door-to-door contact. A contract signed at your office after the homeowner contacted you is not a door-to-door sale. However, being inflexible about a customer who clearly has cold feet often creates more problems than it solves. Discuss her concerns — she may just need reassurance.",{"text":43,"verdict":44,"label":45,"explanation":46},"Honor the cancellation — every customer has a 3-day right to cancel under Maryland law","wrong","Incorrect","The 3-day cancellation right is NOT universal. It only applies to door-to-door sales under the Maryland Door-to-Door Sales Act. Contracts initiated by the homeowner and signed at your place of business do not carry an automatic cancellation period. However, your contract may include its own cancellation provisions, and forcing an unwilling client to proceed usually ends badly.",{"text":48,"verdict":44,"label":49,"explanation":50},"Tell her cancellation means she forfeits her deposit as a penalty","Aggressive","While your contract may include a cancellation fee to cover your actual costs (time spent on planning, materials ordered), automatically forfeiting a deposit as 'penalty' without justification can be considered unfair. Any retained deposit should reflect actual damages incurred, not a punitive charge. Unreasonable cancellation penalties generate MHIC complaints.",[],[53,56,57,60,63,66,69,72,75],{"slug":54,"title":55,"topic":24},"brenda-doortodoor","What must a door-to-door home improvement contract include?",{"slug":27,"title":28,"topic":24},{"slug":58,"title":59,"topic":24},"right-of-rescission-confusion","Does a home show sale carry a 3-day right to cancel?",{"slug":61,"title":62,"topic":24},"elderly-pressure-sale","What should you do about a pressured sale to an elderly homeowner?",{"slug":64,"title":65,"topic":24},"elder-abuse-investigation","What happens when a contractor is accused of exploiting an elderly client?",{"slug":67,"title":68,"topic":24},"price-gouging-after-storm","Can contractors raise prices after a storm in Maryland?",{"slug":70,"title":71,"topic":24},"dual-contract-scam","Is writing a second contract for the insurance company fraud?",{"slug":73,"title":74,"topic":24},"insurance-claim-roofing","Can you sign an invoice for more than the work you did?",{"slug":76,"title":77,"topic":24},"model-home-referral-scam","How does COMAR regulate model home and referral offers?",{"slug":54,"title":55,"topic":24},{"slug":58,"title":59,"topic":24},1792184484119]