[{"data":1,"prerenderedAt":78},["ShallowReactive",2],{"guide-question-maryland-contractor-simulator-elderly-pressure-sale":3},{"site":4,"simulation":15,"topic":23,"question":26,"siblings":50,"prev":76,"next":77},{"name":5,"tagline":6,"title":7,"description":8,"guideTitle":9,"guideDescription":10,"ogImage":11,"disclaimer":12,"practicePitch":13,"citationsTitle":14},"Free MHIC Training","Maryland home improvement exam prep","Free MHIC Exam Prep: Maryland Home Improvement Contractor Practice","Free, narrated MHIC exam prep: 147 real Maryland contractor scenarios, every choice explained, with the law cited where it applies.","MHIC Exam Study Guide","Every scenario in the free Maryland Contractor Simulator, written out as a practice question: the situation, your options, how each choice plays out, and the Maryland law where it applies.","/og/free-mhic-training.png","Free MHIC Training is free study material for the Maryland home improvement contractor exam. It is not affiliated with the Maryland Home Improvement Commission and is not legal advice.","The free Maryland Contractor Simulator puts you in situations like these across a 40-day contracting career, narrated, with your license on the line. No account needed.","Law and codes cited",{"slug":16,"title":17,"subtitle":18,"description":19,"maxTurns":20,"characterCount":21,"scenarioCount":22},"maryland-contractor-simulator","Maryland Contractor Simulator","Learn the law by living it.","You just got your MHIC license application approved and you're starting your home improvement business in Maryland. Navigate real contractor scenarios — contracts, permits, clients, subcontractors, and inspectors. Every choice teaches you the law through consequence, not memorization. Master all five exam areas to pass.",40,20,147,{"slug":24,"title":25},"consumer-protection","Cancellation Rights & Consumer Protection",{"slug":27,"title":28,"description":29,"takeaway":30,"situation":31,"speaker":34,"speakerDescription":35,"speakerAvatar":36,"audioUrl":37,"choices":38,"citations":49},"elderly-pressure-sale","What should you do about a pressured sale to an elderly homeowner?","Void the contract, verify the actual condition of the work, and hold the salesperson accountable.","Void the contract, verify the actual condition of the work, and hold the salesperson accountable. Fabricating urgency to sell an elderly homeowner unneeded work is predatory, and misrepresenting the condition is fraud.",[32,33],"Brenda brings you a signed contract from Margaret Torres, the elderly widow. It's for $28,000 worth of work — new roof, gutter replacement, and window installation.","You visit Margaret to review the scope. She seems confused about what she signed. \"Brenda said it was urgent because of the storm damage. But my neighbor looked at my roof and said it's fine.\"","Margaret Torres","An elderly widow who needs roof repairs. Vulnerable to high-pressure sales tactics.","/media/characters/elderly_client.png","/media/voices/elderly_pressure_sale.mp3",[39,44],{"text":40,"verdict":41,"label":42,"explanation":43},"Void the contract immediately. Have an independent inspection done on the roof. If the work isn't needed, Margaret shouldn't pay for it. Discipline Brenda for potential predatory sales practices","best","Correct","Fabricating urgency to pressure an elderly homeowner into unnecessary work is predatory and potentially criminal. Maryland Consumer Protection Act provides enhanced protections for elderly consumers. If Brenda misrepresented the condition of Margaret's roof, that's fraud. Voiding the contract, verifying the actual condition, and holding Brenda accountable protects Margaret, your license, and your integrity.",{"text":45,"verdict":46,"label":47,"explanation":48},"The contract is signed — do the work. A new roof isn't going to hurt the house even if the current one is fine","wrong","Predatory","Performing $28,000 of unnecessary work on an elderly widow who was pressured into signing is exactly the kind of abuse the MHIC Guaranty Fund exists to remedy. When Margaret's family finds out — and they will — you'll face a Guaranty Fund claim, an MHIC complaint, potential elder abuse charges, and local news coverage. No amount of revenue is worth destroying your reputation and freedom.",[],[51,54,57,60,61,64,67,70,73],{"slug":52,"title":53,"topic":24},"brenda-doortodoor","What must a door-to-door home improvement contract include?",{"slug":55,"title":56,"topic":24},"homeowner-cancellation-rights","Does every homeowner have a 3-day right to cancel?",{"slug":58,"title":59,"topic":24},"right-of-rescission-confusion","Does a home show sale carry a 3-day right to cancel?",{"slug":27,"title":28,"topic":24},{"slug":62,"title":63,"topic":24},"elder-abuse-investigation","What happens when a contractor is accused of exploiting an elderly client?",{"slug":65,"title":66,"topic":24},"price-gouging-after-storm","Can contractors raise prices after a storm in Maryland?",{"slug":68,"title":69,"topic":24},"dual-contract-scam","Is writing a second contract for the insurance company fraud?",{"slug":71,"title":72,"topic":24},"insurance-claim-roofing","Can you sign an invoice for more than the work you did?",{"slug":74,"title":75,"topic":24},"model-home-referral-scam","How does COMAR regulate model home and referral offers?",{"slug":58,"title":59,"topic":24},{"slug":62,"title":63,"topic":24},1792184484119]