[{"data":1,"prerenderedAt":78},["ShallowReactive",2],{"guide-question-maryland-contractor-simulator-elder-abuse-investigation":3},{"site":4,"simulation":15,"topic":23,"question":26,"siblings":50,"prev":76,"next":77},{"name":5,"tagline":6,"title":7,"description":8,"guideTitle":9,"guideDescription":10,"ogImage":11,"disclaimer":12,"practicePitch":13,"citationsTitle":14},"Free MHIC Training","Maryland home improvement exam prep","Free MHIC Exam Prep: Maryland Home Improvement Contractor Practice","Free, narrated MHIC exam prep: 147 real Maryland contractor scenarios, every choice explained, with the law cited where it applies.","MHIC Exam Study Guide","Every scenario in the free Maryland Contractor Simulator, written out as a practice question: the situation, your options, how each choice plays out, and the Maryland law where it applies.","/og/free-mhic-training.png","Free MHIC Training is free study material for the Maryland home improvement contractor exam. It is not affiliated with the Maryland Home Improvement Commission and is not legal advice.","The free Maryland Contractor Simulator puts you in situations like these across a 40-day contracting career, narrated, with your license on the line. No account needed.","Law and codes cited",{"slug":16,"title":17,"subtitle":18,"description":19,"maxTurns":20,"characterCount":21,"scenarioCount":22},"maryland-contractor-simulator","Maryland Contractor Simulator","Learn the law by living it.","You just got your MHIC license application approved and you're starting your home improvement business in Maryland. Navigate real contractor scenarios — contracts, permits, clients, subcontractors, and inspectors. Every choice teaches you the law through consequence, not memorization. Master all five exam areas to pass.",40,20,147,{"slug":24,"title":25},"consumer-protection","Cancellation Rights & Consumer Protection",{"slug":27,"title":28,"description":29,"takeaway":30,"situation":31,"speaker":34,"speakerDescription":35,"speakerAvatar":36,"audioUrl":37,"choices":38,"citations":49},"elder-abuse-investigation","What happens when a contractor is accused of exploiting an elderly client?","Serious consequences, even with a refund: an MHIC disciplinary hearing, Attorney General consumer protection action, possible elder abuse prosecution, and…","Serious consequences, even with a refund: an MHIC disciplinary hearing, Attorney General consumer protection action, possible elder abuse prosecution, and lasting reputation damage. Full refund and cooperation may reduce penalties.",[32,33],"Margaret's son discovers the $28,000 contract. He's a lawyer. He contacts the MHIC, the Maryland Attorney General's Consumer Protection Division, and the local news.","The headline reads: \"Local Contractor Accused of Preying on Elderly Widow for Unnecessary Roof Work.\"","Commissioner Davis","MHIC investigator who reviews complaints and conducts hearings.","/media/characters/mhic_investigator.png","/media/voices/elder_abuse_investigation.mp3",[39,44],{"text":40,"verdict":41,"label":42,"explanation":43},"Immediately refund all money, cooperate fully with investigations, and accept responsibility","note","Damage is done","Full refund and cooperation may mitigate penalties, but this story is now public. You face: MHIC disciplinary hearing, AG consumer protection action, possible elder abuse prosecution, news coverage, and permanent reputation damage. This all started because one unchecked salesperson used high-pressure tactics on a vulnerable consumer. The lesson: supervise your salespeople, verify the need for work, and never let revenue override ethics.",{"text":45,"verdict":46,"label":47,"explanation":48},"Lawyer up and fight — the contract is legally binding","wrong","Worst path","Fighting this in court makes the story bigger. An elderly widow, a confused signature, an unnecessary $28,000 roof job, and a contractor who won't back down? Every media outlet in Maryland covers this. The contract may be legally signed, but it was obtained through potential misrepresentation of the roof's condition, and the door-to-door cancellation notice requirements likely weren't met either. Your license is gone.",[],[51,54,57,60,63,64,67,70,73],{"slug":52,"title":53,"topic":24},"brenda-doortodoor","What must a door-to-door home improvement contract include?",{"slug":55,"title":56,"topic":24},"homeowner-cancellation-rights","Does every homeowner have a 3-day right to cancel?",{"slug":58,"title":59,"topic":24},"right-of-rescission-confusion","Does a home show sale carry a 3-day right to cancel?",{"slug":61,"title":62,"topic":24},"elderly-pressure-sale","What should you do about a pressured sale to an elderly homeowner?",{"slug":27,"title":28,"topic":24},{"slug":65,"title":66,"topic":24},"price-gouging-after-storm","Can contractors raise prices after a storm in Maryland?",{"slug":68,"title":69,"topic":24},"dual-contract-scam","Is writing a second contract for the insurance company fraud?",{"slug":71,"title":72,"topic":24},"insurance-claim-roofing","Can you sign an invoice for more than the work you did?",{"slug":74,"title":75,"topic":24},"model-home-referral-scam","How does COMAR regulate model home and referral offers?",{"slug":61,"title":62,"topic":24},{"slug":65,"title":66,"topic":24},1792184484119]